Travel Insurance

Annual Multi-Trip Travel Insurance

Frequent travelers, all you have to do is plan your trips throughout the year knowing they are covered with Arch RoamRight's Annual Multi-Trip Travel Insurance policy. While traditional travel insurance policies require individual purchases for each trip, our Annual Multi-Trip policy lets you make a single purchase and enjoy coverage for all your trips for an entire year.

Coverage and Benefit Limits

This policy offers extensive coverage, allowing you to travel with confidence.

·         Canceled, Interrupted, or Delayed Trips: Life can be unpredictable, and so can your travel plans. Whether your trip is canceled, interrupted, or delayed (after 12+ hours) unexpectedly, an Annual Multi-trip travel insurance policy provides the support and coverage you need to help navigate these situations.

·         Missed Connections: Missed flights or connections can be stressful, but with our policy, after 3+ hour of delay, it helps ease your worries during the moment knowing that covered events are reimbursable.

·         Occupancy Upgrade: If your traveling companion cancels for a covered reason, but you still travel, we will reimburse you for the additional costs incurred as a result of a change in the per person occupancy rate for your travel arrangements.

·         Lost, Stolen, or Damaged Baggage or Personal Effects: Your luggage is not just about clothes; it carries your essentials and souvenirs. Rest assured that you may be reimbursed for replacement of these items with our coverage, whether they're lost, stolen, or damaged during your travels.

·         Baggage Delay: We understand the frustration of waiting for your luggage to arrive. After 24+ hour delay, our policy reimburses for purchases of reasonable necessities made to continue enjoying your trip.

·         Emergency Accident and Sickness Medical Expenses: Your health is a priority, no matter where you are in the world. Our policy provides coverage for the necessary medical and surgical cost if you become sick or accidentally injured while on a trip..

·         Emergency Medical Evacuation*: In the event of a medical emergency, our policy responds by arranging transportation to the nearest suitable medical facility; helping you return home, if medically necessary and provide round-trip economy air fare for a companion to visit if you are traveling alone and hospitalized for more than 7 days.

·         Repatriation of Remains*: We understand the importance of dignity, especially in challenging times. Our coverage provides for repatriation of remains to be returned back to the insured’s city of primary residence in the U.S.A that will be handled with care and respect.

·         Accidental Death & Dismemberment: Unexpected accidents can happen. Our policy pays  a lump sum payment for  a death or dismemberment event which helps while handling a difficult situation.

·         Political & Security Evacuation: In today's unpredictable world, safety is paramount. Our policy provides coverage for reasonable evacuation expenses incurred for your transportation to the nearest safe haven if you must leave your trip for a covered political or security event. Evacuation must occur within 7 days of the event.

 

* Benefits limited to one occurrence per policy term

Policy Details

·         Maximum traveler age: 75.

·         Trip duration limited to 30 days per trip.

·         Annual trip cost maximum: $10,000.

·         Coverage for medical evacuation and repatriation of remains is limited to one occurrence per policy term.

Emergency Travel Assistance Services

With each Multi-Trip policy, you gain access to our 24/7 emergency travel assistance services, available from anywhere in the world.

Travel Assistance

Replacement of Lost or Stolen Travel Documents
Emergency Travel Arrangements
Transfer of Funds
Legal Referrals
Language Services
Message Transmittals
 

Medical Assistance

Worldwide Medical and Dental Referrals
Monitoring of Treatment
Relay of Insurance and Medical Information
24-Hour Health Information
Medication and Vaccine Transfers
Updates to Family, Employer, and Home Physicians
Replacement of Corrective Lenses and Medical Devices
 

Emergency Transportation Arrangements
For coverage, these services must be arranged by designated travel assistance provider.

Emergency Medical Evacuation
Medically Necessary Repatriation
Repatriation of Deceased Remains
Return of Dependent Children
Emergency Medical Reunion
Emergency Political or Security Evacuation

The insurance coverage or plans are available to residents of the United States. Benefits and services are described on a general basis. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. Please refer to your plan for detailed terms, conditions and exclusions. Insurance coverages are underwritten by Arch Insurance Company, NAIC # 11150 under form series LTP 2013 and amendments thereto. Plans are sold by Sweeney Insurance Agency, a licensed producer. The licensed insurance producer may be reached at (804) 232-7790 and the underwriter may be reached at 1-844-872-4163. 

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.